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Underwriting Handbooks for Advisors

When it comes to underwriting, setting reasonable expectations for your clients is critical. This Handbook can help. It’s an important tool that can help you, particularly when you’re reviewing your client’s medical history.

Acronyms and short forms

  • APS: Attending Physician’s Statement
  • ASD: Atrial Septal Defect (congenital heart disorder)
  • ATP: Airline Transportation Pilot certificate
  • CAD: Coronary Artery Disease
  • COPD: Chronic Obstructive Pulmonary Disease
  • CPAP: Continuous Positive Airway Pressure
  • CT: Computed Tomography Scan
  • DUI: Driving Under the Influence
  • EKG: Electrocardiogram
  • ER: Emergency Room
  • FEV: Forced Expiry Volume
  • GI: Gastrointestinal
  • IFR: Instrument Flight Rating
  • Lipids: Fats in the blood (e.g. cholesterol)
  • MVR: Motor Vehicle Report
  • PAF: Paroxysmal Atrial Fibrillation
  • PSA: Prostate Specific Antigen
  • PVD: Peripheral Vascular Disease
  • TIA: Transient Ischemic Attack
  • VSD: Ventral Septal Defect (congenital heart disorder)

About this Handbook

This Handbook is an important tool that can help you, particularly when you’re reviewing your client’s medical history.

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How This Handbook is Organized

The Handbook provides a comprehensive, but not exhaustive, list of medical conditions. The actions suggested are guidelines only and the actual offer may differ. Individual offers will depend on the merits of each case and other factors that may impact our medical decision.

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